Fundamentally different from typical loans

Unsecured Credit Lines are a unique financing option for those of you who are looking for less than $350,000 in financing.  For those that qualify, you will have access to a bank line of credit, completely unsecured, of up to $350k.  To pre-qualify, you’ll need:

• Time in Business:  2 years or more (though there is a possibility to get up to $150k for those that haven’t been in business for 2 years)
• Credit Score:  680+ (however, if you have a credit score of 600+, we could probably help improve your credit so that you’d qualify)
• Annual Revenues:  At least $100k
• Business History:  No previous bankruptcies

If you meet the above criteria, you could qualify for:

• Amount:  Up to $350k (No doc) or up to $1M (full doc)
• Rate:  Prime to Prime + 4%
• Other:   There are no restrictions on how you use your unsecured business line of credit, you only pay interest on the amount of capital used, and none of your personal property is at risk.

If you don't qualify

Let us help you. Every applicant receives a 119 point underwriting scorecard which we'll use to help you improve your credit. Begin by submitting the application.